How do I get the highest APY? October 31, 2023 19:17 Updated There are no requirements to earn 4.25% APY or 2-Day Early Paycheck on your SMBS account. Related articles How do I see my current interest rate? I have a Samsung Money by SoFi account. Am I eligible for SoFi Plus? How do I add funds to my Samsung Money by SoFi account? SoFi Completes Acquisition of Golden Pacific Bancorp, Inc. I got a new non-Samsung phone. Can I close my SoFi Money by Samsung account?