How do I get the highest APY? October 31, 2023 19:17 Updated There are no requirements to earn 4.25% APY or 2-Day Early Paycheck on your SMBS account. Related articles How do I add funds to my Samsung Money by SoFi account? How do I see my current interest rate? Earn $50 once you set up a qualifying direct deposit. SoFi Completes Acquisition of Golden Pacific Bancorp, Inc. SoFi Stadium 'Quarterback Promo'