Yes, you can deposit checks electronically using the Mobile Check Deposit feature in your Samsung Money by SoFi account by following the steps below:
- From the homepage, select the "Deposit Check" option
- Take a photo of the front and back of your check
- Enter the amount
- Review everything to make sure it’s correct
Check Capture Best Practices
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Hold the camera Parallel to the item. Match check inside the guidelines on the phone. All four corners of the check must be visible
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We recommend that a flash is not used as the glare may diminish the quality of the image.
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Take the picture in a well-lit environment against a dark background consistent while avoiding textures such as wood grain, granite, or carpet. (No shadows)
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If taken against a light background the optics may have trouble reading the edges of the item and therefore may not crop properly.
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The check should lay as flat as possible in order to not warp the image. (no folds)
Once confirmed, the transaction will appear in your account within 1-2 business days. How soon the funds will be available for use depends on the size of the check and how long your account has been open, but it ranges from 1-5 business days.